New Jersey scratch tickets, ranked by expected value

Every New Jersey Lottery scratch ticket still on sale, from best value to worst: what an average ticket pays back per $1 right now, based on the prizes the Lottery says are still out there.

Data as of Oct 10, 2026, 6:40 PM ET from New Jersey Lottery. Estimates; may be delayed or wrong.

Every one of these loses money on average. The typical game on sale gives back about 68.0% of what you spend, so you lose roughly 32¢ per $1. 18+. Help: call 1-800-GAMBLER (1-800-426-2537).

How to read this

Rank:: #1 is the best-value buy right now among games with reliable numbers. Every ticket loses money on average; lower ranks lose more.
Back per $1:: 77% means that, on average, every $1 you spend comes back as about 77¢ in prizes, so you lose about 23¢. We count prizes at their cash value and only as many jackpots as sales suggest are still unsold.
Expected value (EV):: The average prize one ticket is worth right now, on that same cash basis. On a $10 ticket with an EV of $8.50, you lose $1.50 on average.
Net:: EV minus the ticket price: what you gain or (almost always) lose per ticket, on average.
Any prize:: 1 in 3.5 means about one in every 3.5 tickets wins something. Often that’s just your money back.
Top prize chance:: How many of the biggest prizes haven’t been claimed yet and the odds on your next ticket (“2 of 3 left · 1 in 1.55M”).
Up to X%:: The figure if every listed jackpot is truly unsold and paid at face value. It’s the optimistic ceiling, not what to expect.
Cash value:: Prizes paid in 25 yearly installments (marked * by the Lottery) count at the gross cash value the Lottery lists for each game, about 58–62% of the headline ($3,114,800 for $5,000,000). “For life” prizes count at their listed cash value.
Ties:: Games within about 1 point of each other are basically tied; the estimates aren’t that precise.
Warnings:: Each card shows at most one warning chip, the most important. Tap it to see every caution for that game.
% sold:: Our estimate of how much of the game is already gone. Games 90% or more sold are hidden from the ranking by default because their numbers are unreliable; you can reveal them below the list.

Why some games are “over 100% on paper”. Counting every listed prize at face value can push a game past 100%, as if a ticket paid back more than it costs. It isn’t real: 25-year prizes count at the Lottery’s listed cash value (about 60%), and winning tickets people haven’t cashed yet (or lost) still count as “remaining”. “Remaining” follows the Lottery’s own page: winning tickets not yet claimed for prizes of $600 or more, and not yet paid for smaller prizes. Our ranking counts cash value and caps jackpots at what sales suggest, so no ranked game comes out above 100%. Nearly sold-out games, where this is worst, are hidden by default.

Ticket price

Sort

After tax withholding

Cash value before tax: prizes paid over time count at the Lottery’s cash option, and jackpots are capped at what sales suggest is still unsold.

Hiding 2 nearly sold-out games (90%+ sold): their numbers aren’t reliable.

#1 best value right now

Jersey Riches

Game #1962 · $30 ticket

76.4%back per $1

Expected value $22.91 per $30 ticket, counting cash value and only the jackpots sales suggest are still out there. The best-value ticket: you still lose about 24¢ per $1 on average.

Basically tied with #2 $1,000,000 Payday (75.8%): games within about 1 point of each other are too close to call.

Top prize chance: 2 of 3 $3M left · 1 in 1.75M · 46.9% sold

ⓘ Top prizes are paid over time; we count the cash option (60%: the Lottery’s gross cash value ($1,813,400 for the $3,000,000 prize paid in 25 yearly installments)).

Every ticket on sale, best to worst

All 70 games with reliable numbers, ranked by conservative cash value per $1. Hiding 2 nearly sold-out games. Games within about 1 point of each other are basically tied.

Back per $1 = average cents returned per $1 spent · EV = average prize one ticket is worth · Net = EV − price · what these mean

#1
Jersey Riches
Game #1962 · $30 ticket
Back per $1
76.4%
you lose ~24¢ per $1
Expected value
$22.91
per $30 ticket · net −$7.09
Top prize chance: 2 of 3 $3M left · 1 in 1.75MAny prize: 1 in 3.4946.9% sold
ⓘ Top prizes are paid over time; we count the cash option (60%: the Lottery’s gross cash value ($1,813,400 for the $3,000,000 prize paid in 25 yearly installments)).
#2
$1,000,000 Payday
Game #2001 · $30 ticket
Back per $1
75.8%
you lose ~24¢ per $1
Expected value
$22.75
per $30 ticket · net −$7.25
Top prize chance: 9 of 9 $1M left · 1 in 1MAny prize: 1 in 3.642.6% sold
Just launched · early estimateWhy?
- Just launched; estimates firm up after a few weeks of sales.
- Top prizes are paid over time; we count the cash option (59%: the Lottery’s gross cash value ($588,300 for the $1,000,000 prize paid in 25 yearly installments)).
#3
Black Opal 7's
Game #1991 · $20 ticket
Back per $1
75.6%
you lose ~24¢ per $1
Expected value
$15.11
per $20 ticket · net −$4.89
Top prize chance: 3 of 3 $1M left · 1 in 2.12MAny prize: 1 in 3.9712.7% sold
ⓘ Top prizes are paid over time; we count the cash option (59%: the Lottery’s gross cash value ($593,600 for the $1,000,000 prize paid in 25 yearly installments)).
#4
$1 Million Premier Ca$h
Game #1974 · $20 ticket
Back per $1
75.3%
you lose ~25¢ per $1
Expected value
$15.06
per $20 ticket · net −$4.94
Top prize chance: 3 of 3 $1M left · 1 in 1.74MAny prize: 1 in 3.6333.8% sold
ⓘ Top prizes are paid over time; we count the cash option (60%: the Lottery’s gross cash value ($598,200 for the $1,000,000 prize paid in 25 yearly installments)).
#5
Jackpot Millions
Game #1941 · $30 ticket
Back per $1
75.2%
you lose ~25¢ per $1
Expected value
$22.57
per $30 ticket · net −$7.43
Top prize chance: 2 of 3 $3M left · 1 in 1.7MAny prize: 1 in 3.4253.4% sold
ⓘ Top prizes are paid over time; we count the cash option (59%: the Lottery’s gross cash value ($1,756,000 for the $3,000,000 prize paid in 25 yearly installments)).
#6
100X
Game #1960 · $20 ticket
Back per $1
74.6%
you lose ~25¢ per $1
Expected value
$14.91
per $20 ticket · net −$5.09
Top prize chance: 1 of 3 $1M left · 1 in 3.19MAny prize: 1 in 3.8756.7% sold
ⓘ Top prizes are paid over time; we count the cash option (58%: the Lottery’s gross cash value ($576,800 for the $1,000,000 prize paid in 25 yearly installments)).
#7
Crossword Xtreme
Game #1981 · $30 ticket
Back per $1
74.5%
you lose ~26¢ per $1
Expected value
$22.35
per $30 ticket · net −$7.65
Top prize chance: 1 of 3 $600K left · 1 in 1.01MAny prize: 1 in 3.4044.4% sold
#8
Crossword Bonanza
Game #1976 · $20 ticket
Back per $1
74.0%
you lose ~26¢ per $1
Expected value
$14.80
per $20 ticket · net −$5.20
Top prize chance: 2 of 3 $400K left · 1 in 650,801Any prize: 1 in 3.5547.3% sold
#9
First Class Fortunes
Game #1985 · $25 ticket
Back per $1
73.4%
you lose ~27¢ per $1
Expected value
$18.36
per $25 ticket · net −$6.64
Top prize chance: 3 of 3 $2M left · 1 in 1.48MAny prize: 1 in 4.3919.9% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
- Top prizes are paid over time; we count the cash option (59%: the Lottery’s gross cash value ($1,184,300 for the $2,000,000 prize paid in 25 yearly installments)).
#10
Cash Fever
Game #1972 · $10 ticket
Back per $1
71.9%
you lose ~28¢ per $1
Expected value
$7.19
per $10 ticket · net −$2.81
Top prize chance: 2 of 3 $500K left · 1 in 658,491Any prize: 1 in 3.7664.5% sold
#11
Quarter Million Ca$h
Game #1939 · $20 ticket
Back per $1
71.8%
you lose ~28¢ per $1
Expected value
$14.35
per $20 ticket · net −$5.65
Top prize chance: 6 of 9 $250K left · 1 in 661,806Any prize: 1 in 3.9146.3% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#12
$5,000,000 Fortune
Game #1908 · $30 ticket
Back per $1
71.1%
you lose ~29¢ per $1
Expected value
$21.34
per $30 ticket · net −$8.66
Top prize chance: 1 of 3 $5M left · 1 in 1.73MAny prize: 1 in 4.0275.4% sold
One jackpot claim: −10 ptsWhy?
- One jackpot claim would drop this by about 10 points.
- Top prizes are paid over time; we count the cash option (62%: the Lottery’s gross cash value ($3,114,800 for the $5,000,000 prize paid in 25 yearly installments)).
#13
$1,000,000 Ultimate Spectacul
Game #1877 · $30 ticket
Back per $1
71.1%
you lose ~29¢ per $1
Expected value
$21.32
per $30 ticket · net −$8.68
Top prize chance: 4 of 9 $1M left · 1 in 786,349Any prize: 1 in 3.6666.5% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
- Top prizes are paid over time; we count the cash option (60%: the Lottery’s gross cash value ($595,300 for the $1,000,000 prize paid in 25 yearly installments)).
#14
$250,000 Crossword
Game #1996 · $10 ticket
Back per $1
71.0%
you lose ~29¢ per $1
Expected value
$7.10
per $10 ticket · net −$2.90
Top prize chance: 5 of 6 $250K left · 1 in 514,215Any prize: 1 in 3.9829.9% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#15
Mega Hot 7's
Game #1903 · $20 ticket
Back per $1
71.0%
you lose ~29¢ per $1
Expected value
$14.20
per $20 ticket · net −$5.80
Top prize chance: 1 of 3 $1M left · 1 in 2.96MAny prize: 1 in 3.8759.5% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
- Top prizes are paid over time; we count the cash option (60%: the Lottery’s gross cash value ($601,400 for the $1,000,000 prize paid in 25 yearly installments)).
#16
$100 Million Diamond Dazzler
Game #1913 · $20 ticket
Back per $1
70.8%
you lose ~29¢ per $1
Expected value
$14.16
per $20 ticket · net −$5.84
Top prize chance: 1 of 3 $1M left · 1 in 2.5MAny prize: 1 in 4.0270.6% sold
ⓘ Top prizes are paid over time; we count the cash option (59%: the Lottery’s gross cash value ($591,200 for the $1,000,000 prize paid in 25 yearly installments)).
#17
Disco Dollarfest
Game #1951 · $10 ticket
Back per $1
70.5%
you lose ~30¢ per $1
Expected value
$7.05
per $10 ticket · net −$2.95
Top prize chance: 1 of 3 $500K left · 1 in 1.8MAny prize: 1 in 3.7651.4% sold
#18
Ruby 7's
Game #1990 · $10 ticket
Back per $1
70.3%
you lose ~30¢ per $1
Expected value
$7.03
per $10 ticket · net −$2.97
Top prize chance: 1 of 3 $500K left · 1 in 1.98MAny prize: 1 in 4.0953.8% sold
#19
Poker Nights
Game #1986 · $5 ticket
Back per $1
69.8%
you lose ~30¢ per $1
Expected value
$3.49
per $5 ticket · net −$1.51
Top prize chance: 3 of 4 $150K left · 1 in 888,504Any prize: 1 in 4.3345.3% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#20
Emerald 7's
Game #1989 · $5 ticket
Back per $1
69.8%
you lose ~30¢ per $1
Expected value
$3.49
per $5 ticket · net −$1.51
Top prize chance: 3 of 4 $200K left · 1 in 1.08MAny prize: 1 in 4.2231.4% sold
#21
AC Night$
Game #1971 · $10 ticket
Back per $1
69.8%
you lose ~30¢ per $1
Expected value
$6.98
per $10 ticket · net −$3.02
Top prize chance: 1 of 3 $500K left · 1 in 1.37MAny prize: 1 in 5.6363.1% sold
#22
100X Cash Blitz
Game #1874 · $20 ticket
Back per $1
69.5%
you lose ~31¢ per $1
Expected value
$13.89
per $20 ticket · net −$6.11
Top prize chance: 1 of 3 $1M left · 1 in 1.39MAny prize: 1 in 4.0281.2% sold
ⓘ Top prizes are paid over time; we count the cash option (60%: the Lottery’s gross cash value ($602,300 for the $1,000,000 prize paid in 25 yearly installments)).
#23
50X Cash Blitz
Game #1873 · $10 ticket
Back per $1
69.2%
you lose ~31¢ per $1
Expected value
$6.92
per $10 ticket · net −$3.08
Top prize chance: 1 of 3 $500K left · 1 in 3.05MAny prize: 1 in 3.7962.6% sold
#24
Jersey Legend
Game #2000 · $5 ticket
Back per $1
69.2%
you lose ~31¢ per $1
Expected value
$3.46
per $5 ticket · net −$1.54
Top prize chance: 2 of 3 $200K left · 1 in 1.97MAny prize: 1 in 4.408.7% sold
#25
Millionaire Maker
Game #1892 · $25 ticket
Back per $1
69.1%
you lose ~31¢ per $1
Expected value
$17.28
per $25 ticket · net −$7.72
Top prize chance: 1 of 3 $2M left · 1 in 2.08MAny prize: 1 in 5.3562.5% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
- Top prizes are paid over time; we count the cash option (60%: the Lottery’s gross cash value ($1,204,300 for the $2,000,000 prize paid in 25 yearly installments)).
#26
Goooalll! For The Win
Game #1967 · $5 ticket
Back per $1
69.1%
you lose ~31¢ per $1
Expected value
$3.46
per $5 ticket · net −$1.54
Top prize chance: 2 of 4 $100K left · 1 in 933,474Any prize: 1 in 4.3049.6% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#27
$50,000,000 Fast Cash
Game #1915 · $20 ticket
Back per $1
69.1%
you lose ~31¢ per $1
Expected value
$13.82
per $20 ticket · net −$6.18
Top prize chance: 2878 of 8292 $500 left · 1 in 481Any prize: 1 in 9.6965.2% sold
#28
Neon 9's
Game #1927 · $10 ticket
Back per $1
68.8%
you lose ~31¢ per $1
Expected value
$6.88
per $10 ticket · net −$3.12
Top prize chance: 1 of 3 $500K left · 1 in 509,690Any prize: 1 in 4.1186.2% sold
More jackpots listed than sales suggestWhy? (+1 more)
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
- One jackpot claim would drop this by about 10 points.
#29
$1,000,000 Spectacular
Game #1938 · $10 ticket
Back per $1
68.4%
you lose ~32¢ per $1
Expected value
$6.84
per $10 ticket · net −$3.16
Top prize chance: 1 of 4 $1M left · 1 in 2.62MAny prize: 1 in 3.9673.2% sold
ⓘ Top prizes are paid over time; we count the cash option (60%: the Lottery’s gross cash value ($595,100 for the $1,000,000 prize paid in 25 yearly installments)).
#30
Super Hot 7's
Game #1902 · $10 ticket
Back per $1
68.3%
you lose ~32¢ per $1
Expected value
$6.83
per $10 ticket · net −$3.17
Top prize chance: 1 of 3 $500K left · 1 in 3.94MAny prize: 1 in 4.0453.1% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#31
Super Crossword
Game #1975 · $5 ticket
Back per $1
68.3%
you lose ~32¢ per $1
Expected value
$3.42
per $5 ticket · net −$1.58
Top prize chance: 3 of 6 $50K left · 1 in 1.18MAny prize: 1 in 4.2536.3% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#32
Ca$h Money
Game #1984 · $5 ticket
Back per $1
68.3%
you lose ~32¢ per $1
Expected value
$3.41
per $5 ticket · net −$1.59
Top prize chance: 1 of 3 $200K left · 1 in 2.58MAny prize: 1 in 4.2245.7% sold
#33
The Shore Thing
Game #1920 · $10 ticket
Back per $1
68.3%
you lose ~32¢ per $1
Expected value
$6.83
per $10 ticket · net −$3.17
Top prize chance: 1 of 3 $500K left · 1 in 1.27MAny prize: 1 in 4.0365.7% sold
#34
Chocolate Cash
Game #1970 · $5 ticket
Back per $1
68.1%
you lose ~32¢ per $1
Expected value
$3.41
per $5 ticket · net −$1.59
Top prize chance: 2 of 4 $100K left · 1 in 1.11MAny prize: 1 in 4.5455% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#35
Jersey Dog
Game #1973 · $5 ticket
Back per $1
68.0%
you lose ~32¢ per $1
Expected value
$3.40
per $5 ticket · net −$1.60
Top prize chance: 2 of 3 $200K left · 1 in 847,951Any prize: 1 in 4.1764.8% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#36
LOTERIA Grande
Game #1969 · $5 ticket
Back per $1
68.0%
you lose ~32¢ per $1
Expected value
$3.40
per $5 ticket · net −$1.60
Top prize chance: 3 of 3 $100K left · 1 in 1.18MAny prize: 1 in 3.9324.3% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#37
Golden Riches Bingo
Game #1998 · $5 ticket
Back per $1
67.7%
you lose ~32¢ per $1
Expected value
$3.38
per $5 ticket · net −$1.62
Top prize chance: 3 of 3 $100K left · 1 in 1.22MAny prize: 1 in 4.2720.6% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#38
Cash Lines
Game #1961 · $5 ticket
Back per $1
67.6%
you lose ~32¢ per $1
Expected value
$3.38
per $5 ticket · net −$1.62
Top prize chance: 2343 of 5683 $500 left · 1 in 818Any prize: 1 in 7.3557.9% sold
#39
$500 Cash Craze
Game #1963 · $5 ticket
Back per $1
67.2%
you lose ~33¢ per $1
Expected value
$3.36
per $5 ticket · net −$1.64
Top prize chance: 1 of 4 $200K left · 1 in 1.45MAny prize: 1 in 4.6673.4% sold
#40
Year Of The Horse
Game #1950 · $5 ticket
Back per $1
67.1%
you lose ~33¢ per $1
Expected value
$3.35
per $5 ticket · net −$1.65
Top prize chance: 1 of 3 $200K left · 1 in 1.72MAny prize: 1 in 4.2263.8% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#41
$50,000 Jumbo Bucks
Game #1911 · $10 ticket
Back per $1
66.6%
you lose ~33¢ per $1
Expected value
$6.66
per $10 ticket · net −$3.34
Top prize chance: 20 of 50 $50K left · 1 in 138,094Any prize: 1 in 5.9662.7% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#42
Big Money Spectacular
Game #1979 · $2 ticket
Back per $1
65.7%
you lose ~34¢ per $1
Expected value
$1.31
per $2 ticket · net −$0.69
Top prize chance: 5 of 5 $30K left · 1 in 2.29MAny prize: 1 in 4.7710.7% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#43
Money Vault Bingo
Game #1977 · $5 ticket
Back per $1
65.6%
you lose ~34¢ per $1
Expected value
$3.28
per $5 ticket · net −$1.72
Top prize chance: 0 of 3 $100K leftAny prize: 1 in 4.1963.1% sold
All top prizes wonWhy?
- All top prizes have been won.
#44
Win For Life!
Game #1948 · $5 ticket
Back per $1
65.0%
you lose ~35¢ per $1
Expected value
$3.25
per $5 ticket · net −$1.75
Top prize chance: 1 of 3 $1.8M left · 1 in 4.16MAny prize: 1 in 4.5168% sold
More jackpots listed than sales suggestWhy? (+1 more)
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
- One jackpot claim would drop this by about 9 points.
- Top prizes are paid over time; we count the cash option (100%: the Lottery’s gross cash value for this prize ($1,769,800)).
#45
$500,000 Lion's Share
Game #1929 · $10 ticket
Back per $1
65.0%
you lose ~35¢ per $1
Expected value
$6.50
per $10 ticket · net −$3.50
Top prize chance: 1 of 3 $500K left · 1 in 1.12MAny prize: 1 in 7.0069.9% sold
#46
20X
Game #1958 · $5 ticket
Back per $1
64.8%
you lose ~35¢ per $1
Expected value
$3.24
per $5 ticket · net −$1.76
Top prize chance: 1 of 3 $200K left · 1 in 1.53MAny prize: 1 in 4.5375% sold
#47
Sapphire 7's
Game #1988 · $2 ticket
Back per $1
64.5%
you lose ~36¢ per $1
Expected value
$1.29
per $2 ticket · net −$0.71
Top prize chance: 3 of 4 $20K left · 1 in 1.13MAny prize: 1 in 4.6933.9% sold
#48
Cash 4-Ever
Game #1924 · $5 ticket
Back per $1
64.4%
you lose ~36¢ per $1
Expected value
$3.22
per $5 ticket · net −$1.78
Top prize chance: 1 of 3 $200K left · 1 in 1.97MAny prize: 1 in 4.4958.8% sold
#49
Wild Side
Game #1925 · $5 ticket
Back per $1
64.4%
you lose ~36¢ per $1
Expected value
$3.22
per $5 ticket · net −$1.78
Top prize chance: 1 of 3 $200K left · 1 in 2.27MAny prize: 1 in 4.4252.2% sold
#50
Crossword
Game #1980 · $3 ticket
Back per $1
64.1%
you lose ~36¢ per $1
Expected value
$1.92
per $3 ticket · net −$1.08
Top prize chance: 17 of 20 $20K left · 1 in 700,338Any prize: 1 in 4.9415.3% sold
#51
Cash In A Flash
Game #1885 · $10 ticket
Back per $1
63.5%
you lose ~36¢ per $1
Expected value
$6.35
per $10 ticket · net −$3.65
Top prize chance: 445 of 1832 $500 left · 1 in 2,057Any prize: 1 in 7.4475.2% sold
#52
UNO
Game #1928 · $5 ticket
Back per $1
63.4%
you lose ~37¢ per $1
Expected value
$3.17
per $5 ticket · net −$1.83
Top prize chance: 1 of 3 $200K left · 1 in 1.54MAny prize: 1 in 4.3567.9% sold
#53
LOTERIA
Game #1982 · $3 ticket
Back per $1
63.3%
you lose ~37¢ per $1
Expected value
$1.90
per $3 ticket · net −$1.10
Top prize chance: 1 of 4 $30K left · 1 in 3.39MAny prize: 1 in 4.1440% sold
#54
Winter Ice
Game #1945 · $10 ticket
Back per $1
63.1%
you lose ~37¢ per $1
Expected value
$6.31
per $10 ticket · net −$3.69
Top prize chance: 0 of 2 $500K leftAny prize: 1 in 3.9780.5% sold
All top prizes wonWhy?
- All top prizes have been won.
#55
It Takes 2
Game #1851 · $2 ticket
Back per $1
62.7%
you lose ~37¢ per $1
Expected value
$1.25
per $2 ticket · net −$0.75
Top prize chance: 3 of 6 $10K left · 1 in 780,180Any prize: 1 in 4.5768.4% sold
#56
Money Mania
Game #1983 · $2 ticket
Back per $1
62.7%
you lose ~37¢ per $1
Expected value
$1.25
per $2 ticket · net −$0.75
Top prize chance: 1 of 3 $10K left · 1 in 1.5MAny prize: 1 in 4.5468% sold
#57
Jersey Pop
Game #1910 · $5 ticket
Back per $1
62.3%
you lose ~38¢ per $1
Expected value
$3.11
per $5 ticket · net −$1.89
Top prize chance: 1 of 3 $200K left · 1 in 1.08MAny prize: 1 in 4.5577.4% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#58
Birthday Surprise
Game #1904 · $2 ticket
Back per $1
61.6%
you lose ~38¢ per $1
Expected value
$1.23
per $2 ticket · net −$0.77
Top prize chance: 2 of 3 $10K left · 1 in 624,798Any prize: 1 in 4.6964.7% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#59
50X
Game #1959 · $10 ticket
Back per $1
61.4%
you lose ~39¢ per $1
Expected value
$6.14
per $10 ticket · net −$3.86
Top prize chance: 0 of 3 $500K leftAny prize: 1 in 4.2287.7% sold
All top prizes wonWhy?
- All top prizes have been won.
#60
Loose Change
Game #1978 · $1 ticket
Back per $1
61.1%
you lose ~39¢ per $1
Expected value
$0.61
per $1 ticket · net −$0.39
Top prize chance: 47 of 140 $500 left · 1 in 69,410Any prize: 1 in 4.5062.1% sold
#61
Cold Cash
Game #1893 · $2 ticket
Back per $1
59.8%
you lose ~40¢ per $1
Expected value
$1.20
per $2 ticket · net −$0.80
Top prize chance: 1 of 3 $10K left · 1 in 1.06MAny prize: 1 in 4.8977.8% sold
#62
10X
Game #1957 · $2 ticket
Back per $1
56.6%
you lose ~43¢ per $1
Expected value
$1.13
per $2 ticket · net −$0.87
Top prize chance: 1 of 4 $20K left · 1 in 799,991Any prize: 1 in 4.9788.2% sold
#63
LOTERIA
Game #1952 · $3 ticket
Back per $1
56.4%
you lose ~44¢ per $1
Expected value
$1.69
per $3 ticket · net −$1.31
Top prize chance: 1 of 4 $30K left · 1 in 826,709Any prize: 1 in 4.4085.2% sold
#64
LOTERIA Grande
Game #1932 · $5 ticket
Back per $1
56.2%
you lose ~44¢ per $1
Expected value
$2.81
per $5 ticket · net −$2.19
Top prize chance: 1 of 3 $100K left · 1 in 516,021Any prize: 1 in 4.3988.9% sold
More jackpots listed than sales suggestWhy?
- More big prizes are listed than sales suggest; some may be sold but not yet claimed.
#65
America's 250th Anniversary
Game #1966 · $2 ticket
Back per $1
55.2%
you lose ~45¢ per $1
Expected value
$1.10
per $2 ticket · net −$0.90
Top prize chance: 1 of 6 $10K left · 1 in 703,826Any prize: 1 in 4.8485.5% sold
#66
Big Money Spectacular
Game #1964 · $2 ticket
Back per $1
54.4%
you lose ~46¢ per $1
Expected value
$1.09
per $2 ticket · net −$0.91
Top prize chance: 0 of 5 $30K leftAny prize: 1 in 5.1386.1% sold
All top prizes wonWhy?
- All top prizes have been won.
#67
Loose Change
Game #1949 · $1 ticket
Back per $1
54.3%
you lose ~46¢ per $1
Expected value
$0.54
per $1 ticket · net −$0.46
Top prize chance: 11 of 140 $500 left · 1 in 123,182Any prize: 1 in 4.6584.3% sold
#68
$250,000 Crossword
Game #1965 · $10 ticket
Back per $1
51.9%
you lose ~48¢ per $1
Expected value
$5.19
per $10 ticket · net −$4.81
Top prize chance: 1 of 6 $250K left · 1 in 387,240Any prize: 1 in 4.8989.6% sold
One jackpot claim: −6 ptsWhy?
- One jackpot claim would drop this by about 6 points.
#69
Super Crossword
Game #1954 · $5 ticket
Back per $1
47.7%
you lose ~52¢ per $1
Expected value
$2.38
per $5 ticket · net −$2.62
Top prize chance: 1 of 6 $50K left · 1 in 770,395Any prize: 1 in 5.1185.9% sold
#70
Crossword
Game #1953 · $3 ticket
Back per $1
34.7%
you lose ~65¢ per $1
Expected value
$1.04
per $3 ticket · net −$1.96
Top prize chance: 1 of 20 $20K left · 1 in 1.94MAny prize: 1 in 7.1586.2% sold

Games no longer on sale (58), not ranked

Sales of these games have ended. Winning tickets can still be claimed until the date shown.

Pocket Change · #1906 · $1 · claim by 2026-11-03
Pocket Change · #1937 · $1 · claim by 2027-05-04
Stocking Stuffer · #1942 · $1 · claim by 2027-05-04
Birthday Surprise · #1825 · $2 · claim by 2026-11-03
Red Ball Tripler · #1856 · $2 · claim by 2026-11-03
Easy As 123 · #1863 · $2 · claim by 2026-11-03
10X Cash Blitz · #1871 · $2 · claim by 2026-11-03
It's Gold Outside · #1879 · $2 · claim by 2027-02-02
Classic Bingo · #1883 · $2 · claim by 2026-11-03
Big Money Spectacular · #1887 · $2 · claim by 2026-11-03
Red Hot 7's · #1900 · $2 · claim by 2027-02-02
Lucky 13 · #1909 · $2 · claim by 2027-02-02
Electric 8's · #1919 · $2 · claim by 2027-02-02
Big Money Spectacular · #1923 · $2 · claim by 2027-05-04
Stacks Of Green · #1930 · $2 · claim by 2027-08-03
Holiday Cash Doubler · #1943 · $2 · claim by 2027-05-04
Win For Life! · #1867 · $3 · claim by 2027-02-02
LOTERIA · #1899 · $3 · claim by 2027-08-03
Crossword · #1918 · $3 · claim by 2027-05-04
$5,000 Loaded · #1810 · $5 · claim by 2026-11-03
Number-rific! · #1869 · $5 · claim by 2027-02-02
20X Cash Blitz · #1872 · $5 · claim by 2027-02-02
$100,000 Bingo Extra · #1882 · $5 · claim by 2026-11-03
Money Rush · #1884 · $5 · claim by 2027-05-04
LOTERIA Grande · #1888 · $5 · claim by 2027-02-02
Jersey Giant Winnings · #1894 · $5 · claim by 2026-11-03
Super Crossword · #1895 · $5 · claim by 2026-11-03
Fat Wallet · #1897 · $5 · claim by 2027-02-02
Colorword Cash · #1898 · $5 · claim by 2027-05-04
Sizzling Hot 7's · #1901 · $5 · claim by 2027-05-04
In The Green · #1907 · $5 · claim by 2027-05-04
Wild Card Poker · #1916 · $5 · claim by 2027-05-04
Super Crossword · #1917 · $5 · claim by 2027-02-02
Bingo Times 10 · #1922 · $5 · claim by 2027-02-02
Super Crossword · #1931 · $5 · claim by 2027-08-03
Deep Pockets · #1936 · $5 · claim by 2027-08-03
Emerald 5X · #1940 · $5 · claim by 2027-08-03
Merry Money Tree · #1944 · $5 · claim by 2027-05-04
Blue Line Bingo · #1956 · $5 · claim by 2027-08-03
Power 10X · #1785 · $10 · claim by 2026-11-03
The Bigger Spin · #1792 · $10 · claim by 2026-11-03
$10,000 Loaded · #1811 · $10 · claim by 2027-02-02
$500,000 Gold Payout · #1843 · $10 · claim by 2027-08-03
Neon Cash Party · #1857 · $10 · claim by 2027-08-03
$1,000,000 Spectacular · #1866 · $10 · claim by 2027-02-02
Winter Green · #1881 · $10 · claim by 2027-02-02
$250,000 Crossword · #1912 · $10 · claim by 2027-02-02
$500,000 Triple Match · #1914 · $10 · claim by 2027-05-04
$250,000 Crossword · #1933 · $10 · claim by 2027-08-03
$20,000 Loaded · #1812 · $20 · claim by 2027-02-02
$1,000,000 Platinum Payout · #1844 · $20 · claim by 2027-08-03
Crossword Bonanza · #1905 · $20 · claim by 2027-02-02
Crossword Bonanza · #1935 · $20 · claim by 2027-08-03
$5,000 Festive Frenzy · #1947 · $20 · claim by 2027-08-03
$50,000 Loaded · #1816 · $30 · claim by 2027-02-02
200X Cash Blitz · #1870 · $30 · claim by 2027-08-03
Colossal Crossword · #1921 · $30 · claim by 2027-02-02
Crossword Xtreme · #1926 · $30 · claim by 2027-05-04

How it’s calculated

The New Jersey Lottery publishes, for every game, each prize amount with how many winning tickets were printed and how many have been paid or claimed, plus the total tickets printed. “Remaining” follows the Lottery’s own page: winning tickets not yet claimed for prizes of $600 or more, and not yet paid for smaller prizes. The Lottery does not publish how many tickets are still unsold, so we estimate it:

Tickets printed ≈ overall odds × total prizes printed. We use the Lottery’s own tickets-printed figure. The Lottery doesn’t publish exact overall odds, but with it the prize table pays out the share of sales each game page states (“approximately 70% … to prizes”) within 1 point.
Tickets remaining ≈ tickets printed × (small prizes still unclaimed ÷ small prizes printed). Small prizes, worth the ticket price or less, get cashed right away at any store, so they track sales. Games with no prize that small use their lowest prize.
Cash value. Prizes paid in 25 yearly installments (marked * by the Lottery) count at the gross cash value the Lottery lists for each game, about 58–62% of the headline ($3,114,800 for $5,000,000). “For life” prizes count at their listed cash value.
Jackpots capped at what sales suggest. “Remaining” really means not yet claimed. For prizes with fewer than 100 printed, we count no more than the share sales say is still unsold: if a game is 76% sold, we expect about a quarter of its jackpots to be left, even if more are listed. One sold-but-uncashed or lost jackpot ticket can’t inflate the number.
Expected value = (each prize’s cash value × how many we count as left, added up) ÷ tickets remaining. Return per $1 = expected value ÷ ticket price. Net = expected value − price. Cards also show “Up to X%”: the figure if every listed jackpot is truly unsold, at face value.
Odds now: any prize = tickets remaining ÷ prizes remaining; top prize = tickets remaining ÷ top prizes remaining.

Where it goes wrong. People hold winning tickets before cashing them, and some winners are lost or never claimed, so “remaining” prizes include ones already sold. That makes big prizes look more available than they are, worst near the end of a game, so games an estimated 90% or more sold are left out of the ranking and hidden by default. You can reveal them below the list, flagged “Nearly sold out · N% sold”; treat their numbers as unreliable. Brand-new games look less sold than they are, because small prizes take a few days to come in. Estimates this rough can’t separate games within about 1 point of each other: treat them as tied. And a statewide average says nothing about the roll at your store.

Warnings on the cards. Each card shows at most one warning, the most important that applies: over 100% on paper only, more jackpots listed than sales suggest, one jackpot claim swinging the number by 5 points or more, most of the value riding on a few jackpots, just launched, or all top prizes won. Tap it to see every caution for that game.

We rank only games still on sale. Games the Lottery has ended (or no longer lists) are left out, and so are games with prizes that have no fixed cash value, like free plays of another game. Prize data is refreshed from the Lottery a few times a day at most.

Questions

Which New Jersey scratch ticket has the best odds right now?

By our estimate from New Jersey Lottery prizes-remaining data as of Oct 10, 2026, 6:40 PM ET, Jersey Riches (Game #1962, $30) gives back the most per $1, about 76.4% at cash value, among games with reliable numbers. Games within about 1 point of each other are basically tied. The median ranked game returns about 68.0%. 2 nearly sold-out games are left out of the ranking because their numbers aren't reliable.

Do scratch tickets ever have positive expected value?

Almost never. Lotteries design instant games to pay back roughly 60% to 90% of sales. A figure above 100% comes from counting prizes paid over time at face value and every unclaimed jackpot as unsold. We count the cash option and cap jackpots at what sales suggest, so no ranked game comes out above 100%. Games an estimated 90% or more sold are hidden from the ranking by default because their numbers swing on a handful of tickets.

If a ticket shows over 100%, why not buy them all?

Take Jersey Riches (Game #1962). With every listed prize at face value it shows 79.3% on paper. About 3.5 million tickets are left, which would cost about $104.9M. Every prize still listed adds up to $83.2M at face value, but only about $80.8M as cash, because the biggest prizes are paid over many years or taken as a smaller lump sum. That's a loss of about $24.0M before tax, and tax makes it worse: big wins are taxed, and federal law now lets gamblers deduct only 90% of losses. You couldn't do it anyway: the tickets are spread across stores statewide, and some of the "remaining" jackpots may already be sold and sitting in someone's drawer. On our conservative basis it's 76.4%, ranked #1.

How do you estimate how many tickets are left?

Tickets printed are the overall odds times the total prizes printed. Small prizes (worth the ticket price or less) are cashed almost immediately, so the share of small prizes still unclaimed approximates the share of tickets still unsold. Expected value is the cash value of the remaining prizes, with jackpots capped at that same unsold share, divided by the estimated tickets remaining.

Does this include taxes?

By default prizes count at their cash value before tax. Prizes paid in 25 yearly installments (marked * by the Lottery) count at the gross cash value the Lottery lists for each game, about 58–62% of the headline ($3,114,800 for $5,000,000). “For life” prizes count at their listed cash value. The after-tax toggle then subtracts withholding: New Jersey withholds 5% on prizes over $10,000 and 8% on prizes over $500,000, plus 24% federal on wins over $5,000. Withholding isn't your final tax bill.

Is this the official New Jersey Lottery site?

No. Jackpot Dreaming is independent and not affiliated with the New Jersey Lottery. Prize data comes from the Lottery's public prize data; check njlottery.com for official information.

Read this before you buy anything

Every scratch ticket is a losing bet on average. This page ranks them from best value to worst. It cannot tell you which ticket will win.
The numbers are estimates built on assumptions (see “How it’s calculated”). The Lottery does not publish how many tickets are unsold, prize data can be delayed or wrong, and our math could be wrong too. See our accuracy disclaimer.
Jackpot Dreaming is independent and is not affiliated with or endorsed by the New Jersey Lottery. Game names and prize data belong to the Lottery; check njlottery.com for official information.
For entertainment and information only. Not financial, tax or gambling advice.
You must be 18 or older to buy New Jersey Lottery tickets. Play only with money you can afford to lose.
Gambling a problem for you or someone you know? Free, confidential help: the 1-800-GAMBLER helpline (listed by the NJ Lottery), 1-800-GAMBLER (1-800-426-2537) or www.800gambler.org.

70 games ranked · 2 nearly sold out (hidden) · 58 ended · median return 68% · source njlottery.com/en-us/scratch-offs

How to read this

Jersey Riches

Every ticket on sale, best to worst

Jersey Riches

$1,000,000 Payday

Black Opal 7's

$1 Million Premier Ca$h

Jackpot Millions

100X

Crossword Xtreme

Crossword Bonanza

First Class Fortunes

Cash Fever

Quarter Million Ca$h

$5,000,000 Fortune

$1,000,000 Ultimate Spectacul

$250,000 Crossword

Mega Hot 7's

$100 Million Diamond Dazzler

Disco Dollarfest

Ruby 7's

Poker Nights

Emerald 7's

AC Night$

100X Cash Blitz

50X Cash Blitz

Jersey Legend

Millionaire Maker

Goooalll! For The Win

$50,000,000 Fast Cash

Neon 9's

$1,000,000 Spectacular

Super Hot 7's

Super Crossword

Ca$h Money

The Shore Thing

Chocolate Cash

Jersey Dog

LOTERIA Grande

Golden Riches Bingo

Cash Lines

$500 Cash Craze

Year Of The Horse

$50,000 Jumbo Bucks

Big Money Spectacular

Money Vault Bingo

Win For Life!

$500,000 Lion's Share

20X

Sapphire 7's

Cash 4-Ever

Wild Side

Crossword

Cash In A Flash

UNO

LOTERIA

Winter Ice

It Takes 2

Money Mania

Jersey Pop

Birthday Surprise

50X

Loose Change

Cold Cash

10X

LOTERIA

LOTERIA Grande

America's 250th Anniversary

Big Money Spectacular

Loose Change

$250,000 Crossword

Super Crossword

Crossword

How it’s calculated

Questions